Other Commercial Banking Services

Other than our Commercial Deposit and Savings accounts, we offer additional services that can make banking easier for you and your company.

  • ACH Originations
  • Remote Deposit Capture
  • Wire Transfers
  • Business Credit Cards

ACH Originations*

Are you tired of writing checks for payroll on a continual basis? We can set up employee direct deposit payments through our ACH Originator. All the employees need is a valid checking or savings account that will accept the direct deposit. Setup is easy and secure. ACH Originations can also be used for automatic payment deductions from your customer’s accounts (with prior approval from your customer).

*Subject to credit approval

Remote Deposit Capture*

Have you ever been to a large retailer, written a check and noticed the employee slide your check through a machine? That’s remote deposit capture! We offer this service and it takes the hassle out of going to the bank to make your check deposits every day. You can literally make a check deposit from the convenience of your desk.

With RDC you can:

  • Make fewer trips to the bank
  • Deposit checks at your place of business
  • Save money, time and effort!

*Subject to credit approval

Wire Transfers

Need to wire money? At each of our branch locations we offer domestic and international, incoming and outgoing wires. Visit any of our locations to conduct your wire transfer today.

Business Credit Card*

We make it easy to choose the credit card that is right for you. Our Business Visa® Card is available in two options, Standard Card with no annual fee or the Preferred Points Card.

Business Card - Standard Card

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • No annual fee.
  • Competitive ongoing APR**
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Fees

  • Other fees may be charged, these fees are listed on the downloadable application.

Business Card - Preferred Points

Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, and home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.**
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • Individual billing option only.

Fees

  • Other fees may be charged, these fees are listed on the downloadable application.

To Apply Now

  • Download the PDF of the application**.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
  • Supporting documents vary depending on the type of business you have. See chart below.
  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

**Please see application for information about current APRs and fees.

Supporting Documents for Your Card Application

  Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit
Application
Organizational Papers
Borrowing Resolution  
Financial Statements  
Personal Guaranty
Personal Tax Returns

*Subject to credit approval.

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