Interest Rates

  Certificates of Deposit  
Fixed Rate Certificates Interest Rate Annual Percentage Yield
1 Month 0.15% 0.15%
3 Month 0.20% 0.20%
6 Month 0.45% 0.45%
12 Month 0.85% 0.85%
18 Month 1.00% 1.00%
24 Month 1.25% 1.26%
36 Month 1.40% 1.41%
60 Month 1.75% 1.76%
Variable Rate Certificates Interest Rate Annual Percentage Yield
36 Month Index* + 0.90% ---

*Variable Rate CD is based on an Index plus a margin with a floor of 1.00%. Index is the One Year Daily Treasury Yield Curve Rate as published in the U.S. Department of the Treasury's Resource Center for Daily Treasury Yield Curve Rates. The index may be found at https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield. Index will be as of the last business day of each quarter with an effective date of the first business day of the next quarter. Ex: June 30th, 2017 index will be effective July 3rd, 2017. Rates may change on a quarterly basis, see more information in the Truth In Savings Disclosure.

Savings Account Rate Interest Rate Annual Percentage Yield
  0.25% 0.25%
  Money Market Accounts  
Fixed Rate Money Market Tiers Interest Rate Annual Percentage Yield
Less than or equal to $49,999.00 0.15% 0.15%
Balance of $49,999.01 - $99,999.00 0.25% 0.25%
Balance of $99,999.01 - $249,999.00 0.45% 0.45%
Balance of $249,999.01 - $499,999.00 0.65% 0.65%
Balance $499,999.01 and above 0.85% 0.85%
Variable Rate Money Market Tiers Floor Rate Interest Rate Annual Percentage Yield
Less than or equal to $99,999.00 N/A 0.15% 0.15%
Balance of $99,999.01 - $249,999.00 0.45% Index** + 0.40% ---
Balance of $249,999.01 - $499,999.00 0.60% Index** + 0.50% ---
Balance $499,999.01 and above 0.75% Index** + 0.60% ---

**Variable Rate Money Market Account is based on an Index plus a margin unless otherwise specified. Index  is the 1 Year Daily Treasury Yield Curve Rate as published in the U.S. Department of the Treasury’s Resource Center for Daily Treasury Yield Curve Rates. The index may be found at https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield. Index will be as of the last business day of each month with an effective date of the first business day of the month. Ex: May 31st, 2017 index will be effective June 1st, 2017. Rates may change on a monthly basis, see more information in the Truth In Savings Disclosure.

NOW Account Tiers Interest Rate Annual Percentage Yield
Less than or equal to $99,999.00 0.15% 0.15%
Balance of $99,999.01 - $249,999.00 0.30% 0.30%
Balance of $249,999.01 - $499,999.00 0.40% 0.40%
Balance of $499,999.01 - and above 0.60% 0.60%